Yes — 360io supports patient financing through Affirm. Patients can choose to pay over time at checkout inside your clinic's own branded app or patient portal, while your practice is paid up front through your own merchant account. 360io charges zero transaction fees on financed or non-financed purchases.
How Affirm works in a 360io app
The patient selects a treatment, package or membership in your branded app.
At checkout they choose to pay in full or apply to pay over time with Affirm.
Affirm runs its own approval — no impact on your staff's workflow and no paperwork at the front desk.
Your practice is paid up front into your own merchant account and your own bank.
Every purchase is still wrapped in a HIPAA-compliant e-signature with device fingerprint, IP and timestamp captured as chargeback evidence.
Why this matters for aesthetic practices
High-ticket aesthetic treatments can stall at the price conversation. Financing moves the decision from “can I afford $6,000 today?” to a monthly payment option. Offering financing inside your own app — instead of sending patients to a third-party portal with someone else's branding — helps keep the patient experience with your practice.
What 360io charges
Nothing on the transaction.
360io's pricing is flat:
Portal — $199/month
Growth — $599/month
There are no per-patient fees and 360io takes no percentage of patient payments, financed or otherwise.
Clinics may optionally add a convenience fee of up to 4%* and keep it.
Financing vs memberships
Financing spreads a single large purchase over time. Memberships create recurring monthly revenue.
360io supports both in the same platform, so patients can finance a procedure and subscribe to a maintenance plan without leaving your brand.
See: Memberships · Pricing · 360io vs RepeatMD
Does 360io support Affirm?
Yes. Affirm is 360io's supported patient-financing option at checkout in the branded app and web patient portal. Additional financing providers may be added later.
Does 360io take a cut of financed purchases?
No. 360io charges $0 in transaction fees. Payments run through the clinic's own merchant account into the clinic's own bank; 360io never touches the funds.
Do we get paid up front when a patient finances?
Yes. The practice is funded up front through its merchant account, while Affirm manages the repayment relationship with the patient.
Is financing available on the $199 Portal plan?
Yes. Affirm patient financing is available on both the $199/month Portal plan and the $599/month Growth plan.
Does RepeatMD offer financing too?
Both platforms offer patient-financing options. 360io charges zero transaction fees on patient purchases.
See 360io in action
Book a demo at 360io.com/demo and see how patient financing, payments, memberships, and your branded patient experience work together.
$0 setup fee. 100% money-back guarantee.
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